Terms of Use
Use of the Prosperity Concepts LLC web sites, including CashBackIdeas.com and CreditCard.CashBackIdeas.com, (”Web sites”) constitutes agreement without modification to the terms, conditions, and notices contained herein (the “Disclaimer and Terms of Use”).
If you do not agree with the rules contained herein, do not use the Web sites. The following rules may be modified from time to time. Continued use of the Web sites by you will constitute your acceptance of any changes or revisions to this Agreement.
Your failure to follow the Web sites’ rules, whether listed below or in supplemental notices posted at various points in the Web sites, may result in termination of your access to the Web sites, without notice, in addition to other remedies.
The Web sites are designed to help users obtain information and guidance. The information provided is believed to be accurate and reliable, but in some instances, the information may represent opinion or judgment that is not necessarily that of Prosperity Concepts LLC and should not be considered facts. The information on these Web sites is provided with the understanding that Prosperity Concepts LLC is not engaged in rendering legal, medical, counseling or other professional services or advice. The Web sites are provided on an “as is” basis without warranties of any kind, either express or implied, including but not limited to warranties of title or implied Warranties of merchantability or fitness for a particular purpose, other than those warranties which are imposed by and incapable of exclusion, restriction or modification under the laws applicable to this agreement. Prosperity Concepts LLC is not liable for its accuracy, for mistakes, errors, or omissions of any kind, nor for any loss or damage caused by a user’s reliance on information obtained from the site. Neither Prosperity Concepts LLC nor its affiliates endorse or are responsible for the accuracy or reliability of any opinion, advice or statement on the Web sites.
The materials used and displayed on the Web sites, including, but not limited to, text, software, photographs, graphics, illustrations and artwork, music, video and sound, and names, logos and trademarks, are the property of Prosperity Concepts LLC or its affiliates or licensors and are protected by copyright, trademark and other laws. Any such content may be displayed solely for your personal, non-commercial use. You agree not to modify, reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any such material without the written permission of Prosperity Concepts LLC or the appropriate affiliate.
Forums
The Web sites contain bulletin board services, chat areas, news groups, forums, communities and/or other message or communication facilities (collectively, “Forums”). You agree to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. Without limiting the foregoing, you agree that you will not:
- Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others;
- Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information;
- Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents;
- Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer;
- Advertise or offer to sell any goods or services for any commercial purpose; Signature (”sig”) files of 6 lines or less, appended to a topical post on a message board, are acceptable.
- Conduct or forward surveys, contests, pyramid schemes, virus warnings, solicitations or chain letters;
- Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such manner;
- Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded; and
- Restrict or inhibit any other user from using and enjoying the Forum.
- Post or transmit any material which encourages conduct that would constitute a criminal offense, violate the rights of others, or otherwise violate any applicable local, state, national or international law.
You will be responsible for, and indemnify and hold harmless Prosperity Concepts LLC, its subsidiaries, divisions, affiliates, agents and representatives against, any claim arising from any material that you post or transmit.
Prosperity Concepts LLC reserves the right to terminate your access to any or all of the Forums at any time without notice for any reason whatsoever.
Prosperity Concepts LLC has no obligation to monitor the Forums. However, Prosperity Concepts LLC reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Prosperity Concepts LLC’s sole discretion.
You acknowledge that all Forums are public and not private communications, therefore your communications may be read by others without your knowledge. Prosperity Concepts LLC does not control or endorse the content, messages or information found in any Forum and, therefore, Prosperity Concepts LLC specifically disclaims any liability with regard to the Forums and any actions resulting from your participation in any Forum. Forum managers and hosts are not authorized Prosperity Concepts LLC spokespersons, and their views do not necessarily reflect those of Prosperity Concepts LLC.
Although Prosperity Concepts LLC may occasionally monitor or review discussions, chats, postings, transmissions and bulletin boards on the Web sites, neither Prosperity Concepts LLC nor its affiliates are under any obligation to do so. You acknowledge that Prosperity Concepts LLC does not control the information available on the message boards and that any opinions, advice, statements, Web sites, offers or other information or content presented or disseminated on any interactive forum are those of their respective authors who are solely liable for their content. Prosperity Concepts LLC reserves the right, in its sole discretion, to edit, refuse to post or remove any material submitted to or posted on any interactive forum.
Any communication or material you post or transmit to the Web sites is, and will be treated as, non-confidential and non-proprietary. You assume full responsibility for anything you post or transmit, and you grant Prosperity Concepts LLC and its affiliates the right to edit, copy, publish and distribute any information or content you post or transmit for any purpose. If you voluntarily disclose personal information (e.g. e-mail address) on a bulletin board or in a chat room, that information can be collected and used by other parties and may result in unsolicited contact.
Changes
Prosperity Concepts LLC may make improvements and/or changes in the products, services, programs, and prices described in this Web site at any time without notice.
Third Party Web Sites
Certain links in this Web site will let you leave this Web site for Web sites, web pages or services not operated by Prosperity Concepts LLC or its affiliates (”Third Party Sites”). Third Party Sites are not under the control of Prosperity Concepts LLC and Prosperity Concepts LLC is not responsible for the contents of any linked Third Party Site or any link contained in a Third Party Site, or any changes or updates to such Third Party Sites. Prosperity Concepts LLC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Prosperity Concepts LLC of the site.
Further, Prosperity Concepts LLC and its affiliates do not review or monitor any web sites linked to the Web sites and are not responsible for the content of any such linked web sites. Your linking to such web sites is at your own risk. Once you access another Web site through an off-site link, whether to an advertiser or to an informational site, you are no longer on a Prosperity Concepts Web sites, and are then subject to the privacy policy of the other Web site.
Your use of the Web sites is at your own risk. NEITHER PROSPERITY CONCEPTS LLC NOR ANY OF ITS SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS, REPRESENTATIVES OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY OR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF YOUR ACCESS OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE WEB SITES AND THE INFORMATION AVAILABLE ON THE WEB SITES OR ARISING OUT OF ANY ACTION TAKEN IN RESPONSE TO OR AS A RESULT OF ANY INFORMATION AVAILABLE ON THE WEB SITES. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST PROSPERITY CONCEPTS LLC AND ITS SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS, REPRESENTATIVES AND LICENSORS ARISING OUT OF YOUR USE OF THE WEB SITES AND THE INFORMATION AVAILABLE THEREON.
This Disclaimer and Terms of Use and any disputes arising out of or related to the Web sites shall be governed by, and construed and enforced in accordance with, the laws of the State of residence of Prosperity Concepts LLC. A printed version of the Disclaimer and Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Web site or the Terms and Conditions of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
We control and operate this site from our offices in the United States of America. We do not represent that materials on the site are appropriate or available for use in other locations. Persons who choose to access this site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.
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