It’s a good idea to do a yearly credit report checkup. I just did mine this evening and found a glaring error at one of the reporting services. One of them is listing my primary residence address as my rental property instead of my house… so I definitely want to get that corrected pronto! The last thing I need is to have my tenants get flooded with all kinds of credit card junk mail offers with my name on it.

To check what’s on file for your credit history, you’ll want to visit AnnualCreditReport.com. This is a free website that the three major credit reporting bureaus offer. The three primary bureaus are Experian, TransUnion and Equifax.

Every 12 months you can get a free credit report from each of the three bureaus. You will be able to view each bureau’s report immediately online when you request it.

AnnualCreditReport.com gives you the option to see all three reports back-to-back, or request them individually at separate times during the year. Between the two options, I prefer the first one because if there’s a problem (like I just discovered), I want to know about it right away.

continue

Popularity: 10% [?]